What can you do with the money? Practically anything.

Flexible repayment options

We offer flexible solutions, including interest-only payments, 40 year amortization, and fully open mortgages.

Loan amounts from $25,000 to $2,000,000+

Access as much or as little of your home equity as you need. Mortgage amounts depend largely on your home value and ability to repay.

Use the money how you want

You can use your home equity to pay out debt, renovate your home, invest, grow your business or more. The options are very flexible.

Access up to 80% of your home value

You can access up to 80% of your home value in urban centres, and 65% on most other properties.

How It Works

Book a discovery call

We’ll meet for about 30 minutes and discuss your goals and concerns. There’s no obligation, and by the end of the call you’ll know if a home equity mortgage is the right solution for you.

Secure an approval

Send over a few key documents. Our team of experts will review them and walk you through the entire approval process, step-by-step.

Get your equity

You can get the mortgage funds within 3-4 weeks after you send me all your documents. But don’t worry, there’s no rush. You can take as long as you need.

Frequently Asked Questions

If the loan is to consolidate debt, the solicitor will make the payment directly to the debtor. If you’re getting the loan to renovate your home, invest, grow your business (etc) the money will be deposited direct into your bank account.

Absolutely. There are flexible lender options even if you have collections, a consumer proposal or bankruptcy.

You have the option of interest only if you plan to keep it temporarily. For longer solutions you can spread the payments up to 40 years to keep your monthly costs lower.