What We Do
MortgageStudio makes it easy to find and compare alternative mortgage options in Canada, all in one place. We bring together a wide range of specialty lenders, so you can easily see their rates and features, especially if regular banks aren’t an option for you. It’s all about giving you the tools to choose what’s best for you.
The goal of MortgageStudio is to add transparency to Canada’s non-traditional mortgage industry.
The high cost of homes and increasingly strict regulation of traditional mortgage lenders are pushing more Canadians to private and ‘B’ lenders for financing. Alternative lenders play an important role, filling the gap when primary lenders aren’t able to help. And we know from first hand experience, there are a lot of fantastic alternative lenders that do their best to help borrowers with thoughtful and custom solutions instead.
But there’s a dark side. The industry is largely unregulated, opening the door for some unethical lenders and mortgage brokers to operate. Government officials urge homeowners to do their research before delving into the private space, but that’s easier said than done. There aren’t a lot of resources for you to research alternative mortgage options, and we believe the industry itself ultimately bears the responsibility to fix this issue.
This website is our attempt to solve this problem. But changing an industry like this isn’t easy and it won’t be quick. It’ll take the cooperation of lenders and feedback from people like you to make this website the resource Canadians deserve.
Who We Are
We are a team of dedicated professionals with a shared vision of transforming Canada’s alternative mortgage landscape. Our core belief is that you deserve access to comprehensive information to make informed decisions regarding homeownership, especially when traditional financial avenues are out of your reach.
With a blend of industry expertise, technological innovation, and a collaborative approach, we aspire to create a platform that bridges the gap between non-traditional lenders and borrowers. We are committed to building a trustworthy resource that not only meets the diverse needs of borrowers but also fosters a culture of transparency and integrity within the alternative mortgage sector.
Transparency: Uphold a high level of transparency by providing clear and accessible information to both borrowers and lenders, aiding in well-informed decision-making.
Education: Offer educational resources and support to help borrowers understand their options, the process, and the implications of securing a mortgage through non-traditional channels.
Advocacy: Act as a responsible voice in the industry, advocating for fair practices and regulations that promote the well-being of all stakeholders involved.
Continuous Improvement: Solicit feedback from our community of lenders and borrowers to continually refine our platform and services, ensuring they align with the evolving needs and expectations.
Technology Integration: Leverage cutting-edge technology to simplify the mortgage process, making it easier, faster, and more reliable for all parties involved.
Community Engagement: Foster a community of engaged users who can share experiences, offer insights, and help us in driving positive change within the alternative mortgage sector.
By adhering to these responsibilities, we aim to redefine the alternative mortgage industry, making it more accessible, ethical, and user-friendly for Canadians across the board.