Key details

Max Loan to ValueMax Loan to Value (LTV) is the largest loan you can get based on your home's value. For a $500k house, 80% LTV means you can borrow $400k or pay $100k down. 70% of Home Value
Credit ScoreThe minimum credit score required to qualify. If you don't know your score, reach out and we can help.
Max Amortization 30 years
Mortgage Amount $ 0 - $ 0

Rates and fees

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Disclaimer: This rate table represents the best rates available from this lender. Rates and fees may depend on several factors, such as your Loan to Value, credit history, income, property use, property location, etc. For a precise quote, fill out the form at the bottom of the page for a no-obligation call.

More information

2nd Mortgage

This section lists what the lender either does accept or they may consider on a case-by-case basis depending on the rest of the application. If it’s case-by-case, we try and include a note in the policy details to help give more specific information. But keep in mind alternative (private and ‘b’) mortgages are situation dependent and some of the above items can’t be combined. If you’re unsure or have a question, please fill out the contact form at the bottom of the page or speak with your mortgage professional.

About the Lender

Can Terra Financial Inc. is lender based in Kelowna, British Columbia, with over 30 years of experience in providing flexible mortgage products to borrowers in both British Columbia and Alberta​1​​. The firm is dedicated to offering equity-based financing solutions, placing a significant emphasis on the value of the property asset rather than solely on bank-centric qualification criteria. This approach positions Can Terra Financial as a viable alternative for borrowers who might not meet the stringent qualification criteria set by traditional banks. Their mission highlights servicing a growing segment of borrowers who find themselves unable to qualify with conventional lending sources due to ever-tightening policy changes. Unlike traditional banks, Can Terra Financial operates under fewer restrictions, which allows them to consider both 1st and 2nd mortgage financing options for a range of scenarios including flawed credit and self-employed individuals​.

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The content on this website is for informational purposes only and does not constitute professional advice. Policies, rates, and fees are subject to change without notice at the lender’s discretion. There may be additional costs not mentioned on this page. Cost of financing is depends on the situation, and it is the responsibility of your mortgage professional to disclose that information at the time of application. In the event of a discrepancy between this page and the lender, the lender is assumed to be correct. Before making any financial decisions, please consult with a qualified mortgage professional. By using this website, you accept the above statement and our terms and conditions.