Overview
This program focuses on 1st mortgages only, supporting up to 65% LTV for properties valued at $1,250,000 or more. It covers single-family homes, condos, townhomes, and duplexes, with a 1% rate surcharge on rental condos. Available in one and two-year terms, the Epic Equity offers a streamlined process without the need for GDS/TDS, NOAs, T4s, paystubs, or bank statements, requiring only a minimum Beacon/ERS score of 580. Ideal for straightforward financing solutions.
Key details
Rates and fees
Disclaimer: This rate table represents the best rates available from this lender. Rates and fees may depend on several factors, such as your Loan to Value, credit history, income, property use, property location, etc. For a precise quote, fill out the form at the bottom of the page for a no-obligation call.
More information
This section lists what the lender either does accept or they may consider on a case-by-case basis depending on the rest of the application. If it’s case-by-case, we try and include a note in the policy details to help give more specific information. But keep in mind alternative (private and ‘b’) mortgages are situation dependent and some of the above items can’t be combined. If you’re unsure or have a question, please fill out the contact form at the bottom of the page or speak with your mortgage professional.
About the Lender
Fisgard Asset Management Corporation is a Victoria, BC-based financial institution that has been locally owned and operated since 1994. Named after the historic Fisgard Lighthouse, the company symbolizes security, stability, and vision, reflecting these values in its operations. As a client-focused, independent Mortgage Investment Manager and Exempt Market Dealer, Fisgard caters to over 2600 investors from British Columbia to Ontario. The company offers flexible solutions for borrowers, providing residential and commercial private mortgage solutions, including residential first and second mortgages as well as multi-million dollar commercial, construction, and mezzanine loans. Over time, Fisgard has grown to be one of Canada's most respected mortgage investment managers with a specific focus on Mortgage Investment Corporations (MICs).Request a Quote
The content on this website is for informational purposes only and does not constitute professional advice. Policies, rates, and fees are subject to change without notice at the lender’s discretion. There may be additional costs not mentioned on this page. Cost of financing is depends on the situation, and it is the responsibility of your mortgage professional to disclose that information at the time of application. In the event of a discrepancy between this page and the lender, the lender is assumed to be correct. Before making any financial decisions, please consult with a qualified mortgage professional. By using this website, you accept the above statement and our terms and conditions.