Overview

Key details

Max Loan to ValueMax Loan to Value (LTV) is the largest loan you can get based on your home's value. For a $500k house, 80% LTV means you can borrow $400k or pay $100k down. 75% of Home Value
Credit ScoreThe minimum credit score required to qualify. If you don't know your score, reach out and we can help. No minimum
Max Amortization
Mortgage Amount $ 0 - $ 1.25M

Rates and fees

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Disclaimer: This rate table represents the best rates available from this lender. Rates and fees may depend on several factors, such as your Loan to Value, credit history, income, property use, property location, etc. For a precise quote, fill out the form at the bottom of the page for a no-obligation call.

More information

This section lists what the lender either does accept or they may consider on a case-by-case basis depending on the rest of the application. If it’s case-by-case, we try and include a note in the policy details to help give more specific information. But keep in mind alternative (private and ‘b’) mortgages are situation dependent and some of the above items can’t be combined. If you’re unsure or have a question, please fill out the contact form at the bottom of the page or speak with your mortgage professional.

About the Lender

Fisgard Asset Management Corporation is a Victoria, BC-based financial institution that has been locally owned and operated since 1994. Named after the historic Fisgard Lighthouse, the company symbolizes security, stability, and vision, reflecting these values in its operations. As a client-focused, independent Mortgage Investment Manager and Exempt Market Dealer, Fisgard caters to over 2600 investors from British Columbia to Ontario. The company offers flexible solutions for borrowers, providing residential and commercial private mortgage solutions, including residential first and second mortgages as well as multi-million dollar commercial, construction, and mezzanine loans. Over time, Fisgard has grown to be one of Canada's most respected mortgage investment managers with a specific focus on Mortgage Investment Corporations (MICs).

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The content on this website is for informational purposes only and does not constitute professional advice. Policies, rates, and fees are subject to change without notice at the lender’s discretion. There may be additional costs not mentioned on this page. Cost of financing is depends on the situation, and it is the responsibility of your mortgage professional to disclose that information at the time of application. In the event of a discrepancy between this page and the lender, the lender is assumed to be correct. Before making any financial decisions, please consult with a qualified mortgage professional. By using this website, you accept the above statement and our terms and conditions.