Frequently Asked Questions

Yes, but things change once you own more than 4 or 5 total properties. Your real estate portfolio is becoming a business, and it needs to be treated like a commercial entity. Most residential mortgage lenders are no longer an option. Commercial interest rates are higher, but the lenders use different (better) formulas for calculating how much you can borrow.

Sometimes, but lenders have become more strict on this in the last few years. It’s important to consider the reason why you want to use a corp. If the goal is greater tax efficiency, there are some options. But since I’m not licensed to provide tax advice, we’ll have to involve an accountant.